How Much Does IdentityForce Cost?

IdentityForce offers a full suite of services at a reasonable price for both its plans.

  • Monthly plans cost between $11.99 and $23.90
  • Yearly plans cost between $119.00 and $239
  • Save up to $47.80 with the annual plans compared to the month-to-month plans
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Searching for a service to protect you and your identity is a constant battle between cost and quality. Thankfully, IdentityForce delivers on both essential criteria. Here, we go over all the prices associated with IdentityForce, bringing you straight to the bottom line of one of our favorite identity theft protection services.

IdentityForce Dashboard
IdentityForce dashboard

IdentityForce’s Subscription Options

First, we had to take a look at all of the pricing options for IdentityForce. Unlike some of its competitors, IdentityForce keeps it simple. It offers two options for its identity protection services. Each of these can then be purchased in a Family version. While this does mean the plans are less customizable, it also means we’re getting a full suite of services at every price.

We recommend going with an identity protection service that guarantees identity theft insurance, so much to our delight, IdentityForce includes up to $1 million in ID theft insurance at both account levels. Dive deep on the subscription breakdowns below and check out our IdentityForce review for a full user experience.

Features UltraSecure plan (individual) UltraSecure + Credit plan (individual) UltraSecure plan (family) UltraSecure + Credit plan (family)
Address change notification Yes Yes Yes Yes
Advance fraud Yes Yes Yes Yes
Court record monitoring Yes Yes Yes Yes
Mobile attack control Yes Yes Yes Yes
Dark web monitoring Yes Yes Yes Yes
Payday loans Yes Yes Yes Yes
Sex offender registry monitoring Yes Yes Yes Yes
Social media Yes Yes Yes Yes
Triple-bureau credit scores and reports No Yes No Yes
Credit score tracker and simulator No Yes No Yes
Online PC protection tools Yes Yes Yes Yes
Medical ID fraud protection Yes Yes Yes Yes
Two-factor authentication Yes Yes Yes Yes
Lost wallet assistance Yes Yes Yes Yes
Mobile phone app Yes Yes Yes Yes
Bank, credit card activity monitoring Yes Yes Yes Yes
Investment account monitoring Yes Yes Yes Yes
Social Security number monitoring Yes Yes Yes Yes
Junk mail reduction Yes Yes Yes Yes
$1 million identity theft insurance Yes Yes Yes Yes
Fully managed restoration Yes Yes Yes Yes
Toll-free customer service Yes Yes Yes Yes
Monthly price $11.99 $15.99 $14.99 $23.90
Yearly price $119.90 $159.90 $149.90 $239.00
Yearly savings $23.98 $31.98 $29.98 $47.80

Tip: We recommend monitoring your three-bureau credit score either through an identity protection service or your bank.

As we learned very quickly, it’s advantageous to go with a yearly individual subscription as IdentityForce offers two months of free service or $31.98 in savings for the UltraSecure and Credit package. Once you do the math on that, it shakes out to only $13.32 per month for the full suite of IdentityForce’s services plus credit monitoring.

IdentityForce Pricing — Is The Spend Worth It?

Continuing the thread we started above, with the savings of an annual deal, the monthly price for IdentityForce’s shakes out to $10.00 for the UltraSecure package and $12.50 per month for the UltraSecure+Credit package.

Compare that to packages from companies like PrivacyGuard (PrivacyGuard review here) which costs up to $24.99 per month for higher-end packages, and it’s easy to see that IdentityForce is a great deal. When compared to some other competitors like Zander Insurance and Credit Sesame, however, IdentityForce pricing ends up falling right in the middle of the pack. To learn more, read our Zander Insurance review as well as our Credit Sesame review.

According to Diana Nichols, president and founder of Gold Key Credit Consulting, “These days, it’s important [to] take computer security seriously and monitor your credit diligently. It’s no longer an option whether or not you need to make the time to do so; it’s a prerequisite.”1

For that reason, we recommend choosing to monitor all three credit bureaus if offered, which is why we opted to go with the UltraSecure+Credit package from IdentityForce. With that package, IdentityForce gave us access to one of the most comprehensive identity monitoring packages on the market. We try to look for services that give us the best of both worlds; supreme coverage and a fair price. IdentityForce checks both of those boxes.

IdentityForce’s Security Standards

IdentityForce Personal Information Protection
IdentityForce Personal Information Protection

Securing our personal data is always the highest priority, so we like to make sure all identity monitoring providers take good care of our information once we trust them with it. First off, here’s a list of all of the personal information IdentityForce collects:

  • Name
  • Address
  • Email
  • Phone number
  • Bank account information
  • Credit card information

This is all very standard, if not a little less than average for the identity protection industry. However, IdentityForce is based in Nottingham, Maryland, which means they are subject to the jurisdiction of Five Eyes, Nine Eyes, and 14 Eyes. These are international surveillance alliances that mandate that legally, the federal government can force companies to disclose customers’ data. This is super rare, and only occurs during cyber criminal investigations, but it’s something all users should be aware of.

To counterbalance that, IdentityForce uses AES-256 to secure client’s data, an encryption method so robust that even the U.S military uses it to protect its data.2 Once we heard that, we decided our info was quite safe with IdentityForce and dove into its features.

Our Favorite IdentityForce Features

We decided to break this section down into four parts based on IdentityForce’s offerings, Monitoring, Control, Alerts, Recovery. There’s a lot to take in, so we highlighted some of the really good stuff.

Monitoring

IdentityForce app monitoring
IdentityForce app monitoring

Tracking is the backbone of any identity monitoring service, and it’s something that IdentityForce takes very seriously. Here’s a list of everything it monitored for us:

  • Mobile attack control: As a couple of millennials, we’re pretty glued to our phones. That’s why IdentityForce’s ability to scan our phones for unsecured websites, spyware, and even fake Wi-Fi networks is vital to our security. This is a really unique mobile security feature and we’re thrilled IdentityForce included it in their package.
  • Change of address: If anyone (including us) made a request through USPS to change our address, we’d be notified.
  • Court records: Across the country, there are thousands of court and criminal records in systems that would be nearly impossible if not incredibly arduous to track on our own. Thankfully, if our identities were included in any of them, IdentityForce would have us covered.
  • Advanced fraud: Whenever heavy hitters in the credit industry like car dealerships, mortgage lenders, or government agencies requested our credit scores or reports, we were alerted. That meant if anyone was trying to make a big purchase using our identities, we would be able to stop them in the act.
  • Payday loans: The same would go for payday loans. On the chance that someone uses our Social Security Number to get a quick cash loan, we’d be able to stop it in its tracks.
  • Sex offender: A sex offender registry is one of the worst places our identities could ever end up. If a sex offender website used our information, we would be able to dispute the claim. On top of that, IdentityForce tracks how many registered sex offenders live near us.
  • Social media: A useful addition, IdentityForce is able to track your Youtube, Instagram, Twitter or Facebook accounts, for any hate speech, cyberbullying, or other unseemly content.
  • Credit scores and reports: Although this is only available to the Premier account holders, it was enlightening and convenient to see our scores from all three bureaus in one place. Fortunately, our credit is doing pretty well right now, despite our student loans!
  • Credit score simulator and tracker: Sometimes your credit scores will just look like numbers on a page and it’s difficult to see which direction you’re trending in. IdentityForce makes it easy to track our progress (or lack thereof) over time.
  • Dark web: The dark web is a difficult-to-access, fully anonymous part of the internet where scammers trade stolen information and credentials. That’s why it’s so important to us that IdentityForce scanned the dark web for all of our information. You know what they say: the best defense is a good offense.

FYI: The best way to keep yourself safe while searching the web is to use both a VPN and a browser that blocks tracking like Tor.

Control

IdentityForce also offers:

  • Medical ID fraud monitoring: One of the more common, but less understood forms of identity theft is medical ID fraud. In the past year, 162 data breaches occurred in the healthcare sector, making it the industry most impacted by breaches and data exposures. That’s especially concerning considering the sensitive information exposed; we wouldn’t want people knowing our medical history, and it’s safe to say that you don’t, either. Fortunately with IdentityForce, if anyone uses our medical benefits to access medical care, we’d be alerted immediately.
  • Online PC protection tools: PC protection isn’t something we thought of having with an identity protection service, but with IdentityForce’s roots in cybersecurity, it seems like a no-brainer. Considering the FBI’s Internet Crime Complaint Center reported that people lost more than $54 million to phishing schemes in one year, having protection on our PC could be a lifesaver.4
  • Two-factor authentication: We opted to enter a passcode sent to our phones whenever we logged into IdentityForce. That means, even if someone had our credentials, they wouldn’t be able to access anything unless they had our phones on either mobile or desktop apps. We’re happy to see IdentityForce using this step to protect us.
  • Lost wallet assistance: Ok, we’ll admit it, we’ve lost our wallets a few times. The most recent time, we were lucky enough to have IdentityForce to get all of our membership cards back and even help us dispute a charge at Best Buy for…get this…two refrigerators! Seriously? Who needs two refrigerators?

Alerts

And with the IdentityForce app on our phones, we got different kinds of alerts, such as:

  • Bank and credit card activity: After we set a minimum dollar amount, IdentityForce alerted us every time a purchase exceeded that amount.
  • Investment accounts: IdentityForce monitored all of our investment accounts, from 401(k)s to brokerages, keeping our retirement fund on track and protected.
  • Social Security number tracking: If anyone used our SSN, we would get an alert.
  • Junk mail opt-out: This is another super unique feature from IdentityForce. It took care of 90 percent of our trash and junk mail by contacting marketing and credit card companies on our behalf! In our opinion, this alone was worth the price of admission. Our recycling bin feels lighter already.
  • Identity threat: It seems like you can’t even turn on the news these days without seeing a story about a major company’s data breaches. In the past year we’ve seen breaches from companies like Ring, Wyze, and NordVPN (Want to learn more about each? Read our Ring camera review, our Wyze camera review, and our NordVPN review). Thankfully, IdentityForce took a proactive approach by alerting us any time our credentials might be compromised.
  • Fraud: In the case of a fraudulent incident, IdentityForce would alert us and prevent people from opening credit lines in our names. A full package!
IdentityForce Homepage
IdentityForce Homepage

Recovery

Even with all of these precautions in place, there’s still a chance our identities could be stolen. Thankfully, IdentityForce has a 100 percent recovery rate and a solution at the ready if we ever lost our precious information.

  • Identity theft insurance: The golden ticket for coming back after identity theft is to be properly insulated and recover any monetary damage. IdentityForce would have protected us up to one million dollars, so we could sleep easily.
  • Fully managed restoration: In the case of an identity breach, IdentityForce offered a 24/7 Certified Protection Expert who would have helped us restore our identities.
  • Customer service: Just in case we hit any hiccups with the app, programs, or our account in general, we contacted IdentityForce support to answer any and all of our questions. When we had issues finding the app on the Apple store, IdentityForce answered our questions over the phone within a few minutes, although we could’ve also consulted its extensive online help center. Sometimes you just need that human connection!

Canceling IdentityForce- Everything You Need to Know

IdentityForce made it surprisingly easy for us to cancel our account. Most services will force you to call and listen to a sales rep’s pitch of why you should stay. However, because we purchased our membership on their website, we canceled our membership from the Manage Account section of our member dashboard. Some folks prefer to give companies a call just to be sure, so you can reach the customer service line at +1 508-788-9400 from 8:00 AM until 5:30 PM EST.

Recap

Point blank: you could do a lot worse than IdentityForce when searching for an identity protection service. It hit the nail on the head with its offerings and a perfect record of identity recovery to boot. Our favorite features are its mobile attack control, junk mail opt-out, and $1 million in identity theft insurance.

However, IdentityForce is based in the U.S., which means it is subject to laws that might require it to turn over data to the federal government. But this won’t be a dealbreaker for us, since we’re law-abiding citizens. In a nutshell? IdentityForce sits at the crossroads of a great product at a reasonable price.

FAQs

We get recurring questions when it comes to IdentityForce, so here are a few of them (with answers, of course).

  • Is IdentityForce safe?

    Yes, IdentityForce is very safe. IdentityForce encrypts customer data using AES-256, an encryption method so robust that even the U.S military uses it to protect its data. IdentityForce has been accredited by the Better Business Bureau since 2007 and has an A+ rating. It’s been in business for 42 years, according to its Better Business Bureau profile.

  • Does IdentityForce have a mobile app?

    Yes, IdentityForce has a mobile app for both iOS and Android.

    App details IdentityForce mobile app
    iOS app rating 3.1
    Android app rating 2.4
    Extra features VPN and mobile threat protection
  • What is Sontiq?

    Sontiq is a cybersecurity firm headquartered in Nottingham, Maryland that specializes in high-tech security and identity protection; it is the parent company of IdentityForce.

  • How do I use IdentityForce to correct inaccurate information on my credit report?

    You can use IdentityForce to correct inaccurate information on their credit report by using the forms on its Dashboard under Credit Bureau Dispute Form. The credit bureaus have 30 days to investigate the dispute and will send you a letter with their findings.

Citations
  1. CNBC. (2020). The latest ways identity thieves are targeting you — and what to do if you are a victim. cnbc.com/2020/02/27/these-are-the-latest-ways-identity-thieves-are-targeting-you.html

  2. NIST. (2020). Cryptographic Standards and Guidelines. csrc.nist.gov/projects/cryptographic-standards-and-guidelines/archived-crypto-projects/aes-development

  3. Insurance Information Institute. (2020). Facts + Statistics: Identity theft and cybercrime. iii.org/fact-statistic/facts-statistics-identity-theft-and-cybercrime

  4. FBI. (2020). 2019 Internet Crime Report Released.
    fbi.gov/news/stories/2019-internet-crime-report-released-021120