Credit Sesame Review

No-frills DIY credit monitoring with a free basic plan

By Aliza Vigderman Aliza Vigderman, Senior Editor, Industry Analyst & Gabe Turner Gabe Turner, Chief Editor
Credit Sesame - Product Image
Editors Rating:
8.7 /10

What We Like

What We Don't Like

  • Shaky privacy policy and jurisdiction: Based in the United States and keeping more of your information than the bare minimum, Credit Sesame isn’t a good choice for the privacy-concerned.
  • Clunky sign up: The company’s website didn’t make signing up for ID protection easy.
  • Limited customer support: The only way to reach technical support with Credit Sesame is online via its FAQ section or a form, which is insufficient in our book.

Bottom Line

Not only did Credit Sesame give us monthly credit updates from all three bureaus, we also got identity theft insurance. If our identities were stolen, we could've gotten reimbursed for up to $1 million.
Citations
  1. Federal Trade Commission. (2003). Identity Theft Survey Report . ftc.gov/sites/default/files/documents/reports/federal-trade-commission-identity-theft-program/synovatereport.pdf

  2. Credit Sesame Help Center. (2020). What is $50k and $1M identity theft insurance?
    help.creditsesame.com/hc/en-us/articles/360002667032-What-is-50k-and-1M-identity-theft-insurance-

  3. Credit Sesame. (2020). Privacy Policy. creditsesame.com/about/privacy-policy/

  4. HashedOut. (2019). How strong is 256-bit Encryption?
    thesslstore.com/blog/what-is-256-bit-encryption/

  5. HubSpot. (2020). A Beginner's Guide to SSL.
    blog.hubspot.com/marketing/what-is-ssl